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Learn to Say “NO”

How does the word “No” have anything to do with reaching your Financial Freedom Goals you may be asking me? It is a huge factor, I think. You need to be able to say “No” at times to be able to stay on your budget and disciplined to reach your goals.

December Stock Market Thoughts

November, we made quite a few changes for sure. We sold half of our holdings in 8 REITs this month and bought 2 new BDC stocks and an EFT. We also bought into some more Angel Investments and more Digital Currencies. Below I have listed more details of what we did this month and our December views.

Goals for Financial Freedom

Setting Financial Goals is the first rule in the Mills Way to Financial Freedom rules that we covered with the boys. The importance of goals is to help us make our dreams happen. You need to write them down to be able to make them happen. Difference between a Dream, Idea, Vision and a Goal is nothing more than writing it down.

Christmas Budget

Christmas is around the corner and people are starting to think about what they want to give at Christmas time. At our house we have our Christmas Tree up and our Outside decorations up also. We have been getting Christmas Ads in the mail from companies like Best Buy and Kohls. We have been getting plenty of emails sent to us about Black Friday sales coming up or pre black Friday sales.

Video Games or Books

This is a debate for many parents and grandparents now a day. Times have changed a lot since I was in school for sure. I know I am dating myself but do feel the way our lives were 40 years ago were a lot more productive learning environment.

My dad never seemed Stressed

Life can be stressful for everyone at times depending on how we see things or let things affect us. Being Retired or working towards being Retired Early can be stressful at times if we let it be. I know I am not perfect and have been stressed many times.

Mills Family Mission Statement

Businesses have Mission Statements for what they stand for. Why don’t you have one for yourself and one for your family? We have a Mission Statement for our family in our family room. We review it every six months. Each family member has input in it and we can change it at any time.

Always ask for Deals – Cash is King

Asking for deals or for a cash discount isn’t always very easy for a lot of people. My parents never talked about this subject when I was a kid and I don’t remember ever hearing them ask for a deal or a discount. Now I think about all the money they could have saved during their life time.