Christmas Budget and Planning

I know you may be not wanting to talk about Christmas yet but it is a fun time of the year and needs some planning to not go broke. Stores down here in Arizona are starting to get Christmas decorations out and we are still 73 days till the big day. It is easy to […]

Low Cost Arizona Fun

Today I saw on the news that an average date in Arizona costs $102. That’s expensive for most people. If you are spending that on your fun nights out then possibly you are either really wealthy or not saving for retirement. Even if you are married and have kids it is easy to spend a […]

Teenager Driving Costs

Each state has different costs and rules in general for getting your drivers license as a teenager. When I grew up in Iowa we could get a driver permit at the age of 14. Then we took Drivers Ed class in High School and then once we turned age 16 we could go down and […]

Our Kids Motivation Update

School is back in for the year and we have had a fun ride for the last four weeks so far. I know schools’ back home may not be starting till this week in some towns. Our boys are now in 7th grade and 11th grade. Both are facing new challenges this year that will […]

Do you have Real Friends or Social Friends

What is a true friend? What is a real friend? With social media it can seem like a person has a lot of friends. Just think of the friends or followers you have on Facebook, Instagram, Google+, Pinterest, Twitter, Tumblr and Linkedln. I know if I would add them all up I would be over […]

Money VS Experiences

Money VS Experiences can be a hot topic for some people. But it is something to think about especially if you are not set to retire by age 60 with your retirement savings or you are in your 50’s and have a ton of debt. Try to imagine a couple that is all about how […]

August 2018 and Financial and Goals

School time is here in Arizona. The Boys started school on the 8th. They still wish they didn’t start till September like their cousins do back in Minnesota. Seth starts school later this year so our schedules are way different than before. Now Logan gets out of school an hour earlier than Seth. Seth is […]

April 2018 – Financial and Goals

April just flew by. It seems like it just started. Darlene has a fun trip back to Minnesota for a girls weekend. Seth and myself went to a Warriors game this month also which was fun. We did decide to cancel our Disney trip that we had booked for October since Logan hasn’t been taking […]

Need an extra $2,000 in Retirement Years

During our Retirement years things can come up and we may need to lower our yearly expenses to cover some expense that cam up unexpectedly. So, what do we do? Of course, you could go back to work if you wanted to part-time somewhere? But we retired to enjoy it. Also, you may not be […]

My dad never seemed Stressed

Being Retired or working towards being Retired Early can be stressful at times if we let it be. I know I am not perfect and have been stressed many times. I have tools that I use to help me relieve the stress or to eliminate it that works for me. I don’t know about the […]