December Stock Market Thoughts

November was another roller coaster of ups and downs. Some blame it on the Elections and others have many other reasons. I feel it is just normal cycle of the stock market. I am human and do enjoy it much better when stocks are up then when they are down. was a ugly month and […]

Boys Lessons from Others

The boys were not as excited the other day as we were when talking with two kids about their life paths. Logan turned 17 last week and Seth turns 13 this Sunday. They are growing up way too fast. Mrs. RE and myself have been working with the boys for years on things we feel […]

November 2018 and Financial and Goals

When I think of November, I think of putting up Christmas Decorations and Thanksgiving Day. It is another fun family month for sure. It is a different month in Arizona then we had in the Midwest since we don’t have the leaves turn fall colors and we don’t have Snow where we live. But I […]

Kids College Debt Ideas

Do you have kids that live at home or have grandkids then this may help give you ideas on helping this with their financial future. College costs can really be expensive if you don’t have full ride scholarships. Difference between being debt free after college or having lots of debt could be driving a moped […]

October 2018 and Financial and Goals

October is an exciting month each year with Fall weather kicking in, football and Halloween. In Arizona we had another fun month with great weather. Wish our family back in the Midwest could say the same. They saw some pretty bad storms and a lot of people lost power to their homes for a while […]

Christmas Budget and Planning

I know you may be not wanting to talk about Christmas yet but it is a fun time of the year and needs some planning to not go broke. Stores down here in Arizona are starting to get Christmas decorations out and we are still 73 days till the big day. It is easy to […]

Low Cost Arizona Fun

Today I saw on the news that an average date in Arizona costs $102. That’s expensive for most people. If you are spending that on your fun nights out then possibly you are either really wealthy or not saving for retirement. Even if you are married and have kids it is easy to spend a […]

Teenager Driving Costs

Each state has different costs and rules in general for getting your drivers license as a teenager. When I grew up in Iowa we could get a driver permit at the age of 14. Then we took Drivers Ed class in High School and then once we turned age 16 we could go down and […]

Our Kids Motivation Update

School is back in for the year and we have had a fun ride for the last four weeks so far. I know schools’ back home may not be starting till this week in some towns. Our boys are now in 7th grade and 11th grade. Both are facing new challenges this year that will […]

Do you have Real Friends or Social Friends

What is a true friend? What is a real friend? With social media it can seem like a person has a lot of friends. Just think of the friends or followers you have on Facebook, Instagram, Google+, Pinterest, Twitter, Tumblr and Linkedln. I know if I would add them all up I would be over […]