How does the word “No” have anything to do with reaching your Financial Freedom Goals you may be asking me? It is a huge factor, I think. You need to be able to say “No” at times to be able to stay on your budget and disciplined to reach your goals.
Winter is here in Arizona now. We have Snow up north and our morning temps are running between 40 to 60 degrees. Burr.. LOL At least we don’t have to shovel any snow in Mesa where we live.
This is a debate for many parents and grandparents now a day. Times have changed a lot since I was in school for sure. I know I am dating myself but do feel the way our lives were 40 years ago were a lot more productive learning environment.
Life can be stressful for everyone at times depending on how we see things or let things affect us. Being Retired or working towards being Retired Early can be stressful at times if we let it be. I know I am not perfect and have been stressed many times.
Businesses have Mission Statements for what they stand for. Why don’t you have one for yourself and one for your family? We have a Mission Statement for our family in our family room. We review it every six months. Each family member has input in it and we can change it at any time.
Asking for deals or for a cash discount isn’t always very easy for a lot of people. My parents never talked about this subject when I was a kid and I don’t remember ever hearing them ask for a deal or a discount. Now I think about all the money they could have saved during their life time.
Some people may have done odd jobs or had a small business as a kid. Myself I started going to my neighbors in the summer months and asking if I could mow their lawns. Then in the fall months I would go back to them and ask if I could rake their leaves. Then in the winter months I would go back and ask if I could shovel their sidewalks and driveways. Of course, those were times I lived in Iowa and not in Arizona where I currently do.
Insurance isn’t maybe the most exciting subject but one that Darlene and myself feel is important to cover with our Teenage Boys. We want them to know that they need to protect their assets as their assets grow. Especially since today with all the Lawsuits that are filed. It is hard to not watch TV in our house and not have many different Personal Injury Lawyer Commercials come up on TV. Insurance costs a really big expense most people have and the costs can vary so much from company to company.
We feel it’s so important for Logan and Seth to start their lives after college with no Student Loans and No Car loans. No Debt at all. We are helping them out by giving them each a used car and they can live at home rent free until they are done with school. But they will need to pay for their college tuition, books and misc. charges. Having NO Student Loans is one of our Mills Way to Financial Freedom rules that we stress to the boys. We want them to grow into successful Adults and give us grandkids to play with someday. Way down the road. LOL
Divorce Sucks.. Sucks.. Sucks…. Divorce is not a favorite topic for me, it is an ugly word and a word we never talked about in my parents house when I was a kid. I never even knew anyone personally before I got married that went through a divorce. Now I know many people with divorces or as we say on the golf course “D’s” and it keeps growing by the day.