Always ask for Deals – Cash is King

Asking for deals or for a cash discount isn’t always very easy for a lot of people. My parents never talked about this subject when I was a kid and I don’t remember ever hearing them ask for a deal or a discount. Now I think about all the money they could have saved during their life time.

Why Worry

Who doesn’t have things in your life that isn’t going the way you want it? Some people call those things as problems. Some let the problems run their lives and ruin their day by worrying about them.

Social Security how is it figured

We have so many friends and relative’s question on how Social Security is figured. I suggest they go talk to the Social Security local office in their town to get the facts. I also show them our yearly recap we get from the Social Security Administration. If you don’t get one each year just sign up on their website or go to your local Social Security Office.

What are your Needs

Some people when they hear needs they may think of Food, Water, Air and shelter. Others may think Money and a job. My boys would say Xbox and Internet Service. LOL All is correct depending on the person. But let’s talk about Tony Robbins 6 human needs.

Lemonade Stand Motivation

Some people may have done odd jobs or had a small business as a kid. Myself I started going to my neighbors in the summer months and asking if I could mow their lawns. Then in the fall months I would go back to them and ask if I could rake their leaves. Then in the winter months I would go back and ask if I could shovel their sidewalks and driveways. Of course, those were times I lived in Iowa and not in Arizona where I currently do.

Have Enough Insurance Protection

Insurance isn’t maybe the most exciting subject but one that Darlene and myself feel is important to cover with our Teenage Boys. We want them to know that they need to protect their assets as their assets grow. Especially since today with all the Lawsuits that are filed. It is hard to not watch TV in our house and not have many different Personal Injury Lawyer Commercials come up on TV. Insurance costs a really big expense most people have and the costs can vary so much from company to company.

NO Student Loans for our Teenagers

We feel it’s so important for Logan and Seth to start their lives after college with no Student Loans and No Car loans. No Debt at all. We are helping them out by giving them each a used car and they can live at home rent free until they are done with school. But they will need to pay for their college tuition, books and misc. charges. Having NO Student Loans is one of our Mills Way to Financial Freedom rules that we stress to the boys. We want them to grow into successful Adults and give us grandkids to play with someday. Way down the road. LOL

Divorce or Stay Married

Divorce Sucks.. Sucks.. Sucks…. Divorce is not a favorite topic for me, it is an ugly word and a word we never talked about in my parents house when I was a kid. I never even knew anyone personally before I got married that went through a divorce. Now I know many people with divorces or as we say on the golf course “D’s” and it keeps growing by the day.