A lot of people around my age are starting to think about Retirement and what age they will be able to retire at. Hopefully they have been saving money in Investments and in their works 401K plans if they have a job.
What is your situation? I meet a lot of people my age that have a lot of Debt but not a lot of Savings. Some have no plans on ever retiring. They just don’t see how they will ever retire. I know some people are financially stable but most people are not there.
Some of the following ways to think about looking into to help you possibly Retire someday;
1. Get a Financial Planner
2. Start a Budget
3. Have Financial Goals
4. Track your Expenses Monthly
5. Spend less then you make
6. Have a Savings Goal (My Boys I hope will always save at least 25% of any money they get)
7. Pay Cash for things. No need to borrow money if possible.
8. Ask yourself on any purchase if it is a Need or a Want
9. Learn to tell people the word “NO”
Some people think if they get the following income sources then they can retire;
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