Kids College Debt Ideas

Do you have kids that live at home or have grandkids then this may help give you ideas on helping this with their financial future. College costs can really be expensive if you don’t have full ride scholarships. Difference between being debt free after college or having lots of debt could be driving a moped […]

October 2018 and Financial and Goals

October is an exciting month each year with Fall weather kicking in, football and Halloween. In Arizona we had another fun month with great weather. Wish our family back in the Midwest could say the same. They saw some pretty bad storms and a lot of people lost power to their homes for a while […]

Christmas Budget and Planning

I know you may be not wanting to talk about Christmas yet but it is a fun time of the year and needs some planning to not go broke. Stores down here in Arizona are starting to get Christmas decorations out and we are still 73 days till the big day. It is easy to […]

Low Cost Arizona Fun

Today I saw on the news that an average date in Arizona costs $102. That’s expensive for most people. If you are spending that on your fun nights out then possibly you are either really wealthy or not saving for retirement. Even if you are married and have kids it is easy to spend a […]

Do you really Want to Retire Someday

So many people say they want to retire someday but they don’t see how they will ever retire. When my kids say they want to do something I ask them how bad do they want it? I also ask them what will they do to get it? Then I have them list out what they […]

Teenager Education

We have two boys at living home and they are currently ages 12 and 16 years old. If you ever had teenagers at home before you know they can be a challenge at times. If you have kids that are still young just wait. LOL It is fun talking to parents with kids to ones […]

September 2018 Financials

September was a busy and expensive month for sure. But also, it is High School Football time here in Arizona. We took the boys to one game and then Logan went to Home Coming game with friends the following week. September marks the last month of cheap golf rates also here in Arizona until next […]

Golfing Costs in Arizona

Golf can be an expensive Hobby but then what Hobby isn’t. I used to bowl and the cost for bowling can add up also. Between bowling in a couple of leagues each week at $30 to $30 each league, buying a new bowling ball each year and then bowling in tournaments the total costs could […]

August 2018 and Financial and Goals

School time is here in Arizona. The Boys started school on the 8th. They still wish they didn’t start till September like their cousins do back in Minnesota. Seth starts school later this year so our schedules are way different than before. Now Logan gets out of school an hour earlier than Seth. Seth is […]

Could you Retire on 3.5 Million

Many people think having a Million dollars in their retirement accounts that they are set. But are they? How much do they really need? That is the true Million Dollar question. Our goal is 3.5 Million for both of us to be retired on our current lifestyle. What is our current lifestyle have to do […]