Any Large Purchase both of you should agree on

Whether you are married, in a committed relationship to being single we teach our boys to agree with their significant other or if single than a friend or relative before a large purchase.

This is really important if you are married or in a committed relationship and living together with plans to get married someday. You need to be able to both agree on large purchases and I you don’t then keep talking it out till you both agree. Communication is so important in any relationship and not always easy to do.

As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. See my Disclaimer at This is for entertainment only.

Why you may ask, it is because if you don’t discuss it with your spouse or others than it could create a lot of frictions or future fights in your relationship.

Being single basically you only have to be accountable to yourself for your own finances of course but it is still good to talk it out with another person.

Sometimes we get caught up with emotions when wanting to buy stuff or someone talks us into it. But if we would talk out every large purchase maybe we would decide that we didn’t need it.

Maybe we realize when talking with someone else that it is a want and not a need. Maybe we would realize we would be better off not buying it and investing that money towards our Financial Freedom.

Maybe talking it out with someone else instead of in the heat of the moment then we would not go into debt for it. We may realize that after talking it out all the hidden costs of that decision that we didn’t think about it.

In our household we like to discuss any big purchase over $200. We normally never fight about anything either one of us want to purchase. We keep talking it out till we finally decide to buy it or to pass on it.

For instance, if the Kids wanted us to buy a Black Lab Dog. May be could get a dog for let’s say $250. They bring a puppy that is for sale over to our house and it is so cute and loveable. It would be easy to say “Yes” to buying it for $250.

But if we said let’s talk it out first and have the boys take the puppy back to its owner. Then we make a list of the Pro’s and Con’s of owning a dog and the costs of owning a dog.

Is owning a dog in our budget or not? If we buy a dog we would need to do or buy some of the following probably;

  • Take the Dog to the Vet to get checked out.
  • Buy a Collar and Chain to walk the dog with.
  • But a Dog tag so if it runs off, they would know where to return the dog too.
  • Dog Kennel for the dog to travel in and to stay in when we are gone.
  • Dog Toys for the dog. Especially a young dog that likes to chew on stuff with their young teeth.
  • Dog bed for a comfy place for the dog to rest or sleep.
  • Dog Food. Which can really add up, especially the older the dog gets. My last Lab ate a ton of food.
  • Dog Treats.
  • Dog Training Classes.
  • And more.

As you can see the yearly costs of owning a Dog for us would be way more than just $250 for buying the dog. Also, if we went out of town as the family, we would need to find a boarding home for the dog to stay in, which would cost us more money each time.

By talking it out the costs, pro’s and con’s of owning the dog we may decided before buying a dog that we just don’t have money in our budget or plans for a dog. Plus, we wouldn’t have the time in our current home.

If we didn’t talk it out and just bought the dog and then couldn’t afford it and had to find another home for the dog the kids would be sad and hurt. Plus, the dog may be sad also and we would be out of some money.

Think if I had bought the dog with out talking with Darlene. This could create a huge problem in our relationship. So many couples don’t discuss large purchases out and I have heard the war stories of their relationship problems.

If you are single why not get someone like a family member or a good friend that can be a sounding board for you to talk with about any large purchases. What would it hurt? It could help you stay on track towards achieving your Financial Freedom goals.

We hope our boys will talk out any large purchases they have once they are an adult with their spouse, significant other or if they are single with someone. This includes not only talking it out but both people coming to an agreement whether to buy it or not and being fine with the decision.


Here are some positive quotes I like;

“Get your Money to Work for You… As hard as You Work for it.” By Napoleon Hill

“1. Make Money. 2. Use the Money to Make More Money. 3. Repeat the Process.” By Warren Buffett

“There is no way to happiness; happiness is the Path.” By Buddha

“Change Your Thoughts – Change Your Life” by Wayne W. Dyer

Let me know your thoughts about this blog and let me know of others you would like me to do in the future. I feel we can all learn from each other. That is why I am in the helping people retire early, enjoy life more and be more successful. Also, please see my Disclaimer page.

Don’t give up on your dreams; don’t let others talk you out of your dreams. Make your dreams happen. Make it happen today.

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