Income

2020 is over and here are our Results

December was a fun month since this was the first time we had our folks with us for the whole month to celebrate Christmas and New Year’s. They plan on staying till sometime in March but we would love to have them live with us full-time in the future.

Stocks – Hold or Sell

There are a lot of different philosophies on the subject of if you should stay in the market through the up and down times or not. Some of my friends say they get out when it is high and then buy when it is low. They swear they make a ton of money doing it that way. Yet, I don’t have a crystal ball on when the Stock Market is at around the top and not going any higher. I would have felt bad jumping out of the Stock Market when it was even at 20,000 and then waiting for a crash. I would be missing out on all these dividends and growth we have been receiving.

November 2020 Financial and Goals Results

November didn’t go as expected for sure. But isn’t that life? Anything can happen at any second so we just keep trying to show gratitude for our family and keep letting ourselves know that things will work out as God has planned for us.

October 2020 Financial and Goals Results

October just flew bye way too fast. Darlene is still healing over her loss of her Sister last month and trying to deal with Logan leaving for the Nany in a week. We will be glad when 2020 is over. Let’s all hope 2021 is a much better year. I don’t see how it could be any worse.

Retirement Withdraw Plan

Many people I have talked to said one of the things they worry about is running out of money during their retirement years. I have those worries also myself. The more studies that I read about and people I talk to that withdrew 4% of their retirement funds and it worked out for them gives me a calming feeling.