Minimalist Lifestyle

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We have all probably heard the important lesson of living on less that we make. Some say “Less is More” or “Living Simple” could also be names for a Minimalist Lifestyle. Myself I prefer to call it “Simple Living”. So I will call it that off and on during this podcast. I just don’t want to confuse you. LOL

Any of my friends can tell you I am so excited about helping people reach Financial Freedom and their personal goals. There is no one path to reach Financial Freedom or any goal a person has in life. We all have many paths we can take to reach them and some paths can get us there sooner than others. Just like when we drive back to see family in Minnesota one path is about 26 hour drive and another path is over 30 hours. Sometimes we try different paths for different scenery.

So, what is a Minimalist Lifestyle? It could mean different things to different people. We all could have different versions of it also. To me it is living below our means with less possessions. We have tried to keep our house simple over the years by selling or throwing away anything we haven’t used in the last few years. We are far from perfect at this but getting better. Once the boys move out we will kick it in for sure.

In the future we have discussed selling our house and moving to an apartment or possible tiny home. Doing this we feel we can live cheaper and live simple. If it is possible to live totally simple or not. Things always come up buy you could have less things come up if you have less possessions or a smaller home.

Some friends tell me that no way they want to live a Minimalist Lifestyle because they want to enjoy life when they retire. So they end up working till they are a lot older than when Darlene is planning on retiring at age 54. Darlene is going to semi retire anytime from this year to three years. She is going to work mainly till age 54 for Health Insurance.

We won’t start moving towards a Minimalist Lifestyle till the boys move out and our folks quit coming down to stay with us in the winters. I feel once we go to it, we won’t sacrifice our retirement years. Instead we will enhance it by having more time and money to do things during our Retirement years instead of working on things around the house or doing yard work.

As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. See my Disclaimer at This is for entertainment only.

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Now let’s talk more about is a Minimalism Lifestyle for you or not.

Let’s dive into what some Advantages of Living a Simple Lifestyle.

  • More Money – You could have more money to have fun with because you have less possessions to maintain or to replace when they break. More money equal’s less financial pressure.
  • More Time – For us we would save time on having less items to clean or dust each week. Plus, we would have less yard work possibly. More time equals more fun in our book. Plus, material things can require work to maintain them which can take time and money.
  • More Flexible – The less you have the easier it is to pack up and move. Our boys may live in different states and we may want to move around to be closer to them.
  • Make New Friends – You could make more like minded friends to enjoy your retirement years with and able to get rid of those friends that pull you down by being so negative and materialistic.
  • Be more Discipline – Just like getting up early in the morning studies have shown that people who get up early or that are disciplined are more productive than others. With less material things to worry about you have more time to do things that matter.
  • Growth – You have more time to be a better person. More time to work on your values and faith. More time to work on being healthier.
  • Some people are big on how Minimalism can help slow down global warming and reduce pollution. I am no scientist and not sure of this advantage.
  • Be retired longer – Could help you be retired longer and could be easier to stay retired by Living Simple.
  • Happier – You could find more happiness by not being tied to material things.      

The list of advantages could go on and on depending on what is important to you. Now let’s talk about some possible disadvantages by Living Simple.

  • Less friends – You may feel like you lost a lot of friends because less neighbors or people not believing in your lifestyle.
  • Hard to have a family – Families sometime take more space and things that the kids feel they need. I know we like to have people come visit us or to have parties at our house.
  • Depressed feelings – Could feel lost or sad with less possessions or less friends around all the time. May also feel like you are missing out on living by not having extra possessions around.
  • Challenge – I would bet it could be really hard depending on the person going from having a lot of Material things to Living a Simple Lifestyle.

I am sure there are a lot more disadvantages also that we could list out. We are going to work on getting rid of more and more things around our house that we don’t need anymore. So when the time comes that we want to live a simple life by starting with selling our house and either downsizing, getting an apartment or living a RV life for a while. We just have a lot of stuff to keep on selling or giving away till we hit that time of our life.

With Seth being in just 10th grade we probably have a good 9 years till that time. But we are going to start preparing now both mentally and down sizing our possessions.

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If you need more help, I can help with my Coaching service. I just want to help people have less stress about their Financial Future or their Retirement plans and spend more time enjoying life.

“The definition of insanity is doing the same thing over and over again, but expecting different results”. By Albert Einstein. I would also say the definition of insanity is believing you can live a financial responsible life without tracking how you are doing, having a budget and goals. I like following others who track their finances to compare our also. I enjoy helping people with their finances and goals.

We want to give our boys the best chance to have their money last them thru their retirement years and have them reach their Financial Freedom goals. They need to live somewhat with a frugal mindset and spend less than they make so they can Invest towards their Financial Freedom goals. The boys will need to maybe put off Net Flix or buying a New Video game or going to the movies until they are on the path to Financial Freedom.

Here are some positive quotes I like;

“Get your Money to Work for You… As hard as You Work for it.” By Napoleon Hill

“1. Make Money. 2. Use the Money to Make More Money. 3. Repeat the Process.” By Warren Buffett

“There is no way to happiness; happiness is the Path.” By Buddha

“Change Your Thoughts – Change Your Life” by Wayne W. Dyer

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Let me know your thoughts about this blog and let me know of others you would like me to do in the future. I feel we can all learn from each other. That is why I am in the helping people retire early, enjoy life more and be more successful. Also, please see my Disclaimer page.

Don’t give up on your dreams; don’t let others talk you out of your dreams. Make your dreams happen. Make it happen today.

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