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Another Reason Why to Wait on Social Security

The more questions we ask the more we learn about Social Security to help us with our Retirement Projections. My Dad and myself got talking about what happens when once spouse dies how much the other spouse gets then from Social Security for monthly payments if they are both retired.

February Stock Market Thoughts

If you have been watching the news hopefully you aren’t as mixed up as they seem in office. All this new Government spending they have planned or want to get passed through is going to cost someone. The money doesn’t just fall out of the sky. I try not to watch very much news and we don’t subscribe to the paper.

January 2021 Financial and Goals Update

Another awesome Month to live in Arizona. We had a great month here with Mom and Dad. I feel living in Arizona that we get more company and have more quality time with company then we would have had back in Minnesota. The month was a roller coaster of emotions and crazy things happening. I guess that is called life. LOL

Retirement Projections that we Do

It is a new year and we have done our Family P & L Actuals from last year. We have also done our 2021 Budget and Goals sheets together. Now is the time to update our Retirement Projection sheets with our Actuals from 2020 to see our new Retirement Projections.

Fix or Sell the Car

Recently we took our car in for an Oil Change and the Store Manager came out to the sitting area and gave me a long list of repairs the car needs. It was over $3,600. I said to him that the cars value isn’t much over that. When the shock wore off, I told him I was going to hold off for now.

Kids or Retirement

Our folks came from large families. Especially our Dads because they came from farming families and that seemed to be the thing to do. Have a lot of kids and they can help on the farm. Now a days with the high cost of living or the high living lifestyles that so many people have it is hard to have large families. Some people have one or two kids and others choose not to have any kids and have a pet.

Things Happen like COVID-19

Hope you had a fun New Year’s Eve and New Years Day. I am excited that it is 2021 and all the new opportunities we have this year. It would be hard for 2021 not to be way better than 2020. As many people know a lot of things can happen to a family in a short period of time.

2020 is over and here are our Results

December was a fun month since this was the first time we had our folks with us for the whole month to celebrate Christmas and New Year’s. They plan on staying till sometime in March but we would love to have them live with us full-time in the future.

Gratitude this Holiday Season

Christmas is tomorrow and then we start a new year in just seven days. Are you looking forward to the holidays or are you feeling down? This time of Year, can be hard for people depending on what their situation is and what has happened in their world in the past.